More than just a learning experience, NACM and FCIB’s Professional Certification Program transforms participants, equipping them with the confidence and knowledge to make greater contributions to the credit profession.

Earning a designation through one of NACM and FCIB’s six Professional Certification Programs is a testament to not only deepening your understanding of the tenets of business credit, but a critical step in any credit professional’s career.

Earlier this year, Brazil’s economy faced mounting challenges, rising inflation, higher interest rates and a devaluation of currency, all of which threatened to slow gross domestic product (GDP) growth. Despite these headwinds, Brazil’s economy was projected to moderate in 2025, with a forecasted 2.2% growth in GDP, Reuters reports.

Imagine you’re a senior credit analyst at a mid-sized company. On Monday, you’re reviewing aging reports and finalizing credit limits for a new customer. By Wednesday, news drops that your company is being acquired by a larger competitor.

When most people think of a credit professional, they picture someone focused on collecting payments and monitoring customer balances or credit scores. In reality, the job extends far beyond credit and collections. From negotiating terms and managing customer relationships to training and developing their teams, credit professionals juggle many responsibilities. The higher their position, the more hats they wear.

Working in credit brings new challenges each day, whether you are deciding on the ideal credit line for a risky customer or analyzing complicated financial statements. With the role of credit managers expanding each day with new responsibilities, outsourcing tasks within the credit department can be a key part of the risk mitigation strategy.

The Certified International Credit Professional (CICP) designation signifies knowledge and professional development in global credit management and risk analysis, helping credit professionals make sound, calculated decisions. 

Australia’s economy grew by 0.6% in the second quarter of 2025, showing slight growth that is still better than anticipated. Year-over-year the economy grew by 1.8% in the second quarter, according to the Wall Street Journal, beating out the forecasted 1.6%.

Seasoned construction credit managers are no strangers to lien waivers. The forms serve as milestones on long projects, asking credit managers to continuously reevaluate the inherent risk of their continued involvement. Whether you are involved throughout the project or only for a brief stint, you may be asked to sign a lien waiver at some point, so it is critical that credit managers understand what they are signing.