For many credit departments, the pursuit of stronger practices and better performance is a constant and ongoing effort. As economic and market trends fluctuate, the need for improvement only grows. Through benchmarking—comparing business processes and performance metrics to industry bests and best practices—credit teams are better positioned to achieve refinement.

No matter how sound your credit policy or how thorough your practice, bankruptcy can strike without warning. One day your customer is current and the next, they’ve filed. And when they do, the payments you worked hard to collect could be at risk of being clawed back through a preference claim. 

Honduras is the second largest Central American country. With its extraordinary biodiversity, the nation has built an agricultural sector that is both highly productive and resilient. Despite being a key trading partner for the United States, China, Mexico and other Central American countries, economic uncertainty from government policies and legislation has threatened key trading relationships.

The longer you work in business-to-business credit, the sooner you realize how interconnected everything is. Over the past few years, more organizations have either started operating or forming partnerships around the world. This investment has not only helped expand businesses, but it’s broadened the overall risk management perspective. 

The threshold for Subchapter V bankruptcy could permanently rise under a new bill introduced by Virginia Congressman Ben Cline. The Bankruptcy Threshold Adjustment Act of 2026 would raise the threshold from $3 million to $7.5 million, effectively allowing more businesses to file via a faster, cost-effective route to bankruptcy.

A thorough credit investigation is a hallmark of a strong approach to extending credit. Learning the ins and outs of a company’s operations, their financials and their ability to pay in a timely manner informs the credit manager on how to best extend credit without putting their company at risk.

Construction credit is a highly volatile business, in which risk is contingent on the project’s progress and outcomes. Cash flows down the “ladder of supply,” a tiered structure that determines when each stakeholder receives payment. With suppliers at the lowest tier, credit professionals are typically the last to obtain funds.

While many European nations saw meager growth in 2025, Poland’s economy reached $1 trillion, according to the Wall Street Journal, with GDP growing 3.6%. The milestone means Poland enters the top 20 world economies for 2025, sitting right behind Saudi Arabia.

The U.S. Postal Service clarified in a Dec. 24, 2025 rule that postmarks reflect when mail is processed at a USPS facility — not when it’s dropped off, accepted at a counter or stamped in a mailroom.