Pursuing a professional designation through one of NACM and FCIB’s Professional Certification Programs is not only a chance to deepen your understanding of business credit, but an opportunity to learn more about yourself. For Dane Navia, CICP, senior credit analyst for Johnson and Johnson International (Singapore), earning her Certified International Credit Professional (CICP) designation was a transformative experience. 

France’s political crisis continues to escalate after the third prime minister in the last year resigned, putting increasing pressure on President Emmanuel Macron to step down after eight years in office. Prime Minister Sébastien Lecornu announced his resignation in early October, after only 26 days in the position.

Salary benchmarking surveys are an important guidebook for any profession, as they track how individuals are compensated in their roles across different experience levels, industries and locations. Joining together, NACM Affiliates urge members to participate in their Credit Professionals Compensation Survey citing that participation will lead towards building an important and invaluable community resource.

Lien and bond rights are essential tools for protecting payments in the construction industry. Whether you’re a general contractor (GC), subcontractor or material supplier, these legal rights provide leverage when payments are delayed or withheld. However, these rights and the processes to enforce them vary significantly from state to state.

California Governor Gavin Newsom signed AB 1521 on October 1, formally defining “trade credit” in state law for the first time and clarifying SB 1286, a bill signed last year that created confusion when it offered small businesses consumer debt protections as it expanded on the Rosenthal Fair Debt Collection Practices Act.

Credit management is shaped by market cycles, economic trends and digital transformation. In an industry like this—you can’t afford to stand still. Staying ahead of the curve requires continuous learning, and many credit professionals build their expertise by earning certifications through NACM and FCIB’s six-level Professional Certification Program. 

The nation of Israel is recognized as one of the most advanced economies in the world—a top exporter of oil, diamonds and other precious gems, machinery, electrical equipment, pharmaceuticals, plastics, aircraft and chemicals.

Most of us have experienced the all-too-familiar feeling of paying for a product, only to find that it didn’t meet our expectations—whether it was missing parts, damaged or the wrong color. In situations like those, our first instinct was usually to contact customer service for a refund or replacement.

As the credit department works to secure payment and maximize sales, they are occasionally tasked with making tough decisions. While denying credit is often a last resort, credit managers may find that there is no other option.