Member spotlight: Gaining a global credit edge through certification 

Mitigating risk is always top of mind for credit professionals, guiding both strategy and day-to-day operations. But for those working in international trade, the stakes are even higher—making proactive risk management a necessity. Credit professionals who earn certifications through NACM and FCIB’s six-level Professional Certification Program gain a critical advantage by developing deep, industry-specific expertise. 

For instance, the Certified International Credit Professional (CICP) designation signifies knowledge and professional development in global credit management and risk analysis, helping credit professionals make sound, calculated decisions. 

“I gained in-depth information about how factoring works and other aspects of global credit to secure credit terms and timely payment of goods and services,” said Diya Pardasani, CICP, credit manager at Dexiconn (Dubai, UAE). “It’s been quite helpful to me in discharging my roles and responsibility in my current role. It’s more than just a certification; I’m leveraging knowledge that I have acquired on the job.” 

To earn her CICP, Pardasani was required to complete the International Credit & Risk Management (ICRM) online course, which explores international credit and the importance of evaluating geopolitical risk factors like country, sovereign, currency and foreign exchange when making credit decisions.  

“After taking the course, I’m able to make more confident, informed decisions and work more efficiently,” Pardasani said. “It also broadened my perspective on how other countries do business and how I can better work with international customers.” 

📚Study tips: Reading something once won’t guarantee retention. Instead, it’s repetition and active review of the material that can make the information stick. “I would write down concepts I had trouble with in a small journal that I had,” Pardasani said. “I found that writing things down and rereading them helped me remember rather than just reading it aloud.”