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Aug 22, 2024
eNews
Credit limits are put in place to be the maximum amount of money that can be borrowed or used through a financial product or service. They can be based on factors such as credit scores, credit history and income. For example, consumer credit cards are a form of an unsecured line of credit and the credit limit is the amount that can be charged on the card.

Aug 22, 2024
eNews
In the journey of professional and personal growth, the role of a mentor can be transformative. A great mentor doesn’t just offer advice; they inspire, challenge and support their mentees in ways that shape their future success. But what makes a mentor truly exceptional?

Aug 22, 2024
eNews
When you’re at work, it feels like there is nothing scarier than getting called into the boss’s office. Whether it’s a performance review or notes on a recent project, getting feedback can be tough. For many supervisors, it’s just as hard to give this feedback as it is for employees to receive, but why?

Aug 15, 2024
eNews
The rapid development of artificial intelligence has created a plethora of opportunities across the world, from aiding healthcare professionals with diagnoses to planning itineraries for vacation—or simplifying everyday tasks through automation processes.

Aug 15, 2024
Imagine a stretch of land where financial institutions are as elusive as an oasis in the desert—that’s a banking desert, an area devoid of bank branches.

Aug 15, 2024
eNews
Cybersecurity has emerged as a critical component of credit management, earning its place as the unofficial sixth ‘C’ in the traditional five Cs of credit (Character, Capacity, Capital, Conditions and Collateral). As businesses increasingly rely on digital platforms for transactions, data storage and communication, the risk of cyber threats has escalated, making it essential for credit professionals to prioritize cybersecurity in their risk assessments. Why it matters: Factoring in the risk cybersecurity poses in credit decisions is no longer a choice but a necessity to safeguard sen…