🎙️On today’s episode of Extra Credit…The credit department aims to maximize safe sales, requiring tough decisions. Denying credit is a last resort but sometimes essential. While it’s important to communicate the decision effectively, it’s equally as important to be mindful of the legal constraints surrounding what information you can disclose. Starring… 🌟 Nan Hannah with Hannah Sheridan & Cochran, LLP 🌟 Jason Torf with Tucker Ellis LLP 🌟 Karen Hart with Bell Nunnally & Martin LLP

In B2B credit management, unpredictability is the norm. One day, you’re onboarding new customers, and the next, a client may declare bankruptcy. As more companies aim to expand regionally and globally, credit professionals must be ready for the unexpected. Earning designations through NACM’s Professional Certification Program provides credit professionals with the essential knowledge and tools to navigate any challenges that may arise. 

Earning your credit business associate (CBA) designation takes dedication, with many dividing time between work, family and coursework in order to take this big step in their career development. Maria Nicholson, CBA, assistant market credit manager at Ferguson Enterprises LLC, (Newport News, VA), earned her CBA designation on a journey she found “intense but very gratifying.”  

A professional certification from NACM can aid credit professionals as they familiarize themselves with this dynamic industry and hone the skills needed to thrive and advance in their field. By earning his Credit Business Associate (CBA), Yaseen Owen, CBA, credit analyst at J.R. Simplot Company (College Station, TX), has begun immersing himself in the credit world after transitioning over from a different part of the field.  

NACM’s six-level Professional Certification Program provides credit professionals with the tools to enhance their skills and deepen their knowledge, guiding them toward their highest level of success. The Credit Business Associate (CBA) designation, in particular, enables credit professionals to master three business-credit related disciplines: Basic Financial Accounting, Financial Statement Analysis 1 and Business Credit Principles.  

🎙️On today’s episode of Extra Credit…Earning a designation from NACM’s Professional Certification Program is a powerful way to establish credibility and showcase expertise. However, the journey to certification can feel daunting, with numerous paths and options available.

Learning isn’t easy; it demands careful planning, effective time management and a few sacrifices. However, the rewards are always worth the effort. NACM’s six-level Professional Certification Program helps credit professionals enhance their knowledge and skills, while also developing resilience and leadership abilities. 

Earning FCIB’s Certified International Credit Professional (CICP) designation is a testament to the hard work and discipline it takes credit professionals to further their understanding of global credit.